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Old 12-10-2018, 07:23   #481
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The appeal of the windfall bond from my limited reading is that you get annual interest (currently 0.75%) as well as the potential for 'winning' tax free prizes (64 to 1 with the minimum prize being 1,000 and the max, 50,000). The investment is protected by the FSCS. Seems like it could be worth a punt .
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Old 12-10-2018, 09:30   #482
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They also don't seem to be that popular so there is a decent chance nobody wins the prizes in any given month. Great if you win, but it's not really like premium bonds where there are so many prizes you are likely to get some prizes.

You could have 10k in there for 30 years and statistically win nothing.

I suppose in reality you're only gambling 75 a year, but I'd guess over a number of years probability wise you'd be better with the premium bonds. But if you're happy to lock your money away a bit longer you'd be getting better returns.
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Old 07-11-2018, 13:44   #483
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oh ! I won 25 last month. Only the second time in over 20 years.

(can't remember how many I've got but it's not many)
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Old 07-11-2018, 18:14   #484
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25 for me this month! It's a miracle! (...second ever win in 10 years, with a relatively small holding admittedly!)
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Old 07-11-2018, 18:55   #485
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25 for me.

Dec 0, Jan 25, Feb 25, Mar 25, Apr 0, May 25, Jun 0, July 0, Aug 0, Sep 0, Oct 25, Nov 25

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Old 08-11-2018, 12:41   #486
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Just 25 for us this month as well.

Running total for the year - 22 x 25 and 1 x 100 (650).
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Old 12-11-2018, 16:17   #487
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2 x 25 for me this month.
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Old 10-12-2018, 09:29   #488
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25 for me this month which gives me total winnings for 2018 of 225. Happy with that given my investement level.
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Old 10-12-2018, 11:41   #489
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2 x 25 for us this month, so 700 for the year .
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Old 16-12-2018, 13:33   #490
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2x25 for me this month and 1x25 last month. Happy with that considering I have reduced my holding this year.

My mother won 25 this month too. Her 1st win in over 20 years....she only has 10 invested though A
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Old 04-01-2019, 11:52   #491
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A good start to the year with 3 x 25 wins
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Old 04-01-2019, 11:58   #492
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Nothing for me
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Old 04-01-2019, 17:18   #493
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2 x 25 to start us of. Must of just missed out on the million this month lol.
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Old 06-01-2019, 05:26   #494
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Wow! 4 x 25 for me ! Happy new year, Ernie.
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Old 06-01-2019, 11:35   #495
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25 for me this month. Since April I’ve won 325.
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Old 08-02-2019, 11:41   #496
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275 (11x25)..... kaching.

Had a few decent ones of 100, 125 and 150 as well as smaller wins over the last couple of years but I've never hit close to that.

Sitting at 975 over 12 months now.
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Old 08-02-2019, 11:51   #497
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Nice work.

Nowt for me this month
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Old 08-02-2019, 12:22   #498
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Can anyone give an indication of the returns they're getting here? I'm likely to be made redundant soon and will get some money which I hope to not spend and do some other work.

Are premium bonds a decent return still? Can probably get about 1.5% easy access.
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Old 08-02-2019, 12:30   #499
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Looking at last year for me I got 1.95%.

There's the chance of a big win, but it's slim.

1.95%, it's not great, it was, for me, a temporary safe investment that's just been a bit more temporary than I intended.
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Old 12-02-2019, 09:56   #500
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Quote:
Originally Posted by jockosjungle View Post
Can anyone give an indication of the returns they're getting here? I'm likely to be made redundant soon and will get some money which I hope to not spend and do some other work.

Are premium bonds a decent return still? Can probably get about 1.5% easy access.
A good explanation here

https://www.moneysavingexpert.com/sa...premium-bonds/
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