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Old 12-10-2018, 08:23   #481
cedge
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The appeal of the windfall bond from my limited reading is that you get annual interest (currently 0.75%) as well as the potential for 'winning' tax free prizes (64 to 1 with the minimum prize being £1,000 and the max, £50,000). The investment is protected by the FSCS. Seems like it could be worth a punt .
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Old 12-10-2018, 10:30   #482
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They also don't seem to be that popular so there is a decent chance nobody wins the prizes in any given month. Great if you win, but it's not really like premium bonds where there are so many prizes you are likely to get some prizes.

You could have £10k in there for 30 years and statistically win nothing.

I suppose in reality you're only gambling £75 a year, but I'd guess over a number of years probability wise you'd be better with the premium bonds. But if you're happy to lock your money away a bit longer you'd be getting better returns.
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Old 07-11-2018, 14:44   #483
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oh ! I won £25 last month. Only the second time in over 20 years.

(can't remember how many I've got but it's not many)
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Old 07-11-2018, 19:14   #484
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£25 for me this month! It's a miracle! (...second ever win in 10 years, with a relatively small holding admittedly!)
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Old 07-11-2018, 19:55   #485
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£25 for me.

Dec £0, Jan £25, Feb £25, Mar £25, Apr £0, May £25, Jun £0, July £0, Aug £0, Sep £0, Oct £25, Nov £25

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Old 08-11-2018, 13:41   #486
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Just £25 for us this month as well.

Running total for the year - 22 x £25 and 1 x £100 (£650).
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Old 12-11-2018, 17:17   #487
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2 x £25 for me this month.
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Old 10-12-2018, 10:29   #488
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£25 for me this month which gives me total winnings for 2018 of £225. Happy with that given my investement level.
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Old 10-12-2018, 12:41   #489
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2 x £25 for us this month, so £700 for the year .
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Old 16-12-2018, 14:33   #490
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2x£25 for me this month and 1x£25 last month. Happy with that considering I have reduced my holding this year.

My mother won £25 this month too. Her 1st win in over 20 years....she only has £10 invested though A
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Old 04-01-2019, 12:52   #491
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A good start to the year with 3 x £25 wins
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Old 04-01-2019, 12:58   #492
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Nothing for me
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Old 04-01-2019, 18:18   #493
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2 x £25 to start us of. Must of just missed out on the million this month lol.
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Old 06-01-2019, 06:26   #494
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Wow! 4 x £25 for me ! Happy new year, Ernie.
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Old 06-01-2019, 12:35   #495
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£25 for me this month. Since April I’ve won £325.
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